Some merchants offer a loyalty program, where you earn the merchant's specific loyalty points. By paying with a Sincere Rewards Debit Card, you are earning their loyalty points AND an additional bonus of Sincere points (redeemable for cash back).
When you use the Sincere Rewards Debit Card with a merchant, the bank charges the merchant a transaction fee. We share that fee with the bank. Additionally, some merchants may work with us directly for exclusive offers or benefits. We share these directly with our community members.
We are Sincere Financial, Inc. A Delaware corporation with offices in California, USA. We are a tech-forward financial technology company with banking services provided by our partners. We are not a bank. The company is founded by pet parents who created some of the early social networks in the pet space. We know and love pets!