FACTS

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

• Social Security number and phone number

• Your name and address

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers'personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Sincere Financial, Inc. chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does Sincere Financial share?

Can you limit this sharing?

For our everyday business purposes—

such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes—

to offer our products and services to you

Yes

Yes

For joint marketing with other financial companies

No

For our affiliates’ everyday business purposes—

information about your transactions and experiences

N/A

For our affiliates’ everyday business purposes—

information about your creditworthiness

N/A

For nonaffiliates to market to you

No

Who we are

Who is providing this notice?

Sincere Financial, Inc.

What we do

How does Sincere Financial, Inc

protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We restrict access to your personal information to those employees who need to know that information to provide services to you.

How does Sincere Financial, Inc

collect my personal information?

We collect your personal information, for example, when you

• fill out an application or complete other forms

• share information with us

Why can’t I limit all sharing?

Federal law gives you the right to limit only

• sharing for affiliates’ everyday business purposes—information about your creditworthiness

• affiliates from using your information to market to you

• sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

• Not applicable

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

• Third parties necessary to asisst with account maintenance

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

• Not applicable